Terms of
Service.

Welcome to Scholar Naija. By accessing, browsing, or using any part of the Scholar Naija platform located at scholarnaija.com.ng — including our Computer-Based Test (CBT) simulator, CGPA calculators, scholarship database, academic articles, newsletter, or any other feature or service we offer — you agree to be legally bound by these Terms of Service ("Terms") and our Privacy Policy, which is incorporated herein by reference.

These Terms constitute a legally binding contract between you ("User," "you," or "your") and Scholar Naija ("we," "us," or "our"), a Nigerian educational technology platform operated under Nigerian law. If you access our Platform on behalf of an institution, organisation, or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms, and all references to "you" in these Terms shall apply to that entity.

These Terms were last updated on 7 June 2026. We encourage you to read them carefully and to return periodically to review any changes we may make.

Scholar Naija is designed primarily for students in Nigerian tertiary institutions — universities, polytechnics, colleges of education, and monotechnics — as well as secondary school students preparing for JAMB UTME, WAEC, and NECO examinations. However, use of the Platform is not restricted exclusively to students, and any individual who complies with these Terms is welcome to use our services.

To use Scholar Naija, you must:

• Be at least 13 years of age. If you are between 13 and 17 years of age, you represent that you have obtained the consent of a parent or legal guardian to use the Platform and to accept these Terms.
• Be a human individual. Automated accounts, bots, scrapers, or other non-human users are not permitted to use the Platform without our prior written consent.
• Have the legal capacity to enter into a binding contract under Nigerian law. If you are creating an account on behalf of an organisation, confirm you have appropriate authorisation.
• Not be prohibited from receiving services under Nigerian law or any other applicable law in your jurisdiction.

We reserve the right to refuse access to the Platform to any person or entity, at our sole discretion, for any reason or no reason, including but not limited to violations of these Terms or applicable law.

3.1 Account Creation

Certain features of Scholar Naija — such as saving your CBT practice scores, accessing personalised content, and managing newsletter preferences — may require you to create a user account. When creating an account, you agree to provide accurate, current, and complete information and to update that information promptly if it changes. You must not create an account using false information, impersonate any person or entity, or use a name or email address you are not authorised to use.

3.2 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials, including your password, and for all activities that occur under your account. You agree to:

• Choose a strong, unique password that you do not use for other services.
• Notify Scholar Naija immediately at security@scholarnaija.com.ng if you suspect any unauthorised access to or use of your account.
• Not share your account credentials with any other person or allow any other person to access your account.
• Log out of your account at the end of each session, particularly when using shared or public devices.

Scholar Naija will not be liable for any loss or damage resulting from your failure to comply with these security obligations.

3.3 Account Termination by You

You may delete your Scholar Naija account at any time by contacting us at support@scholarnaija.com.ng with your request. Upon deletion, your account data will be removed or anonymised in accordance with our Privacy Policy. Please note that some information may be retained for legal compliance purposes as described in our Privacy Policy.

Scholar Naija provides the following services, all of which are subject to these Terms:

Scholar Naija reserves the right to modify, suspend, discontinue, or restrict access to any service or feature at any time, with or without notice, and without liability to you.

By using Scholar Naija, you agree to use the Platform responsibly and in accordance with all applicable laws and these Terms. The following conduct is strictly prohibited:

Violations of these conduct provisions may result in immediate suspension or permanent termination of your account, reporting to relevant Nigerian authorities, and, where appropriate, legal action.

6.1 Scholar Naija's Intellectual Property

All content, features, and functionality on the Scholar Naija Platform — including but not limited to the website design, layout, visual elements, logos, trademarks, text, graphics, software code, database structure, and the compilation and arrangement of publicly available past examination questions — are the intellectual property of Scholar Naija or our content suppliers and are protected by Nigerian copyright law, the Trademarks Act, and applicable international intellectual property conventions.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for your personal, non-commercial educational purposes only. This licence does not include the right to:

• Copy, reproduce, or distribute any content from the Platform in any medium without our prior written permission.
• Modify, create derivative works of, or reverse-engineer any part of the Platform.
• Use our trademarks, service marks, or logos without our prior written consent.
• Frame or mirror any content of the Platform on any other website or platform.

6.2 User-Generated Content

If you submit any content to Scholar Naija — including feedback, comments, testimonials, or suggestions — you grant us a worldwide, royalty-free, perpetual, irrevocable licence to use, reproduce, modify, publish, and distribute that content for any purpose connected with the operation and promotion of Scholar Naija, without compensation to you.

You represent and warrant that any content you submit does not infringe any third-party intellectual property rights and does not contain defamatory, offensive, or unlawful material.

6.3 Past Examination Questions

Past examination questions from JAMB, WAEC, and NECO are used on our Platform pursuant to fair use for educational purposes. These questions are the intellectual property of their respective examination bodies. Scholar Naija makes no claim of ownership over examination questions and acknowledges the authority of JAMB (the Joint Admissions and Matriculation Board), WAEC (the West African Examinations Council), and NECO (the National Examinations Council) over their respective examination materials.

Scholar Naija is a free platform supported by advertising revenue. We display advertisements through Google AdSense (Publisher ID: ca-pub-4046529488627800) and may display advertisements from other advertising partners from time to time. By using our Platform, you acknowledge and accept that advertising is an integral part of our service model.

You agree not to:

• Use any ad-blocking software, browser extension, or technical means to circumvent or disable advertisements on Scholar Naija. Advertising is how we fund our free services for Nigerian students, and bypassing ads directly undermines our ability to continue providing them.
• Click on advertisements artificially or encourage others to click on advertisements for any purpose other than genuine interest in the advertised product or service.
• Engage in any behaviour intended to inflate our advertising metrics artificially, as this violates our agreements with advertising partners and may constitute fraud.

Scholar Naija is not responsible for the content, accuracy, legality, or quality of any advertisement displayed on the Platform. The appearance of an advertisement does not imply our endorsement of the advertised product, service, organisation, or opinion. If you see an advertisement that you believe is inappropriate, misleading, or offensive, please report it to us at ads@scholarnaija.com.ng.

Scholar Naija participates in affiliate marketing programmes. Certain links on our Platform — particularly those directing you to external services, courses, tools, or products — may be affiliate links through which Scholar Naija earns a commission if you make a qualifying purchase or sign up for a service, at no additional cost to you.

We are committed to transparency regarding our commercial relationships. All affiliate links are disclosed in accordance with applicable Nigerian consumer protection guidelines and international advertising standards. Our editorial recommendations remain independent of our affiliate relationships — we only recommend services and products we genuinely believe are useful and appropriate for Nigerian students.

By clicking affiliate links on Scholar Naija, you acknowledge that:

• You will be directed to a third-party website that is governed by its own terms of service and privacy policy, which are independent of Scholar Naija.
• Scholar Naija is not responsible for the content, accuracy, availability, security, or practices of any third-party website accessed through an affiliate link.
• Any transactions you complete on a third-party website are between you and that third party. Scholar Naija is not a party to such transactions and bears no liability for them.

If you have any concerns about an affiliate recommendation on Scholar Naija, please contact us at partnerships@scholarnaija.com.ng. We take complaints about affiliate partners seriously and will investigate and act on any credible concern.

9.1 "As Is" Service

Scholar Naija is provided on an "as is" and "as available" basis, without warranty of any kind, express or implied. To the maximum extent permitted by Nigerian law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy of information.

9.2 Accuracy of Content

We make reasonable efforts to ensure that the information on Scholar Naija — including scholarship listings, deadline dates, eligibility requirements, examination information, and academic content — is accurate and up to date. However, we cannot guarantee the accuracy, completeness, or currency of any information on the Platform. Scholarship terms, application deadlines, and institutional requirements change frequently, and information on Scholar Naija may not reflect the most recent changes.

You are strongly encouraged to verify all scholarship information, application requirements, and academic details directly with the relevant awarding organisation, institution, or official government source before making any application or academic decision based on information from Scholar Naija.

9.3 No Professional Advice

Nothing on Scholar Naija constitutes professional academic, legal, financial, or career advice. Our articles, guides, scholarship information, and calculator tools are for general educational and informational purposes only. For advice specific to your personal academic situation, legal rights, financial circumstances, or career decisions, please consult a qualified professional in the relevant field.

9.4 Service Availability

We do not guarantee that Scholar Naija will be available at all times or without interruption. The Platform may be unavailable due to maintenance, technical issues, server problems, or circumstances beyond our control, including power supply disruptions (particularly relevant in the Nigerian context) and internet infrastructure issues. We will make reasonable efforts to notify users of planned maintenance, but cannot always provide advance notice of service disruptions.

To the maximum extent permitted by applicable Nigerian law, Scholar Naija, its founders, employees, contractors, partners, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of — or inability to use — the Platform or its content.

Specifically, and without limitation, Scholar Naija shall not be liable for:

• Any missed scholarship application deadline due to inaccurate or outdated information on our Platform, whether arising from our error or from changes made by the awarding organisation after our last update.
• Any examination result, academic outcome, or academic decision made in reliance on information or tools provided on Scholar Naija.
• Any loss of data, including saved CBT scores, account information, or personal data, resulting from technical failures, server errors, or account deletion.
• Any unauthorised access to your account resulting from your own failure to maintain account security as required by Section 3.2 of these Terms.
• Any damage or loss resulting from your interaction with third-party websites accessed through links or affiliate links on our Platform.
• Any loss of revenue, profit, or business opportunity resulting from your reliance on information on Scholar Naija for any commercial purpose.

Where Scholar Naija's liability cannot be fully excluded under applicable Nigerian law, our total liability to you for any claim arising from or related to your use of the Platform shall not exceed the amount of any fees paid by you to Scholar Naija in the twelve months preceding the event giving rise to the claim. As Scholar Naija is a free platform, this amount is in most cases zero.

11.1 Termination by Scholar Naija

Scholar Naija reserves the right to suspend, restrict, or permanently terminate your access to all or any part of the Platform at any time, with or without notice, for any reason, including but not limited to:

• Violation of any provision of these Terms.
• Conduct that we determine, in our sole discretion, is harmful to other users, the Platform, our reputation, or any third party.
• Requests from law enforcement or other government authorities.
• Unexpected technical or security issues or problems.
• Extended periods of account inactivity.

11.2 Effect of Termination

Upon termination of your access to Scholar Naija, all licences granted to you under these Terms will immediately cease. We may delete your account and all associated data, subject to our obligations under the Privacy Policy and applicable Nigerian law. Provisions of these Terms that by their nature should survive termination — including intellectual property rights, disclaimers, limitation of liability, and the governing law clause — shall continue to apply following any termination.

11.3 Termination of the Platform

Scholar Naija also reserves the right to cease operating the Platform entirely, either temporarily or permanently, at any time. We will provide reasonable advance notice of any planned permanent discontinuation where practicable, but cannot guarantee the continued availability of the Platform indefinitely.

These Terms of Service shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law provisions. Specifically applicable legislation includes, but is not limited to, the Cybercrimes (Prohibition, Prevention, Etc.) Act 2015, the Nigeria Data Protection Act 2023, the Federal Competition and Consumer Protection Act 2018, and the general principles of Nigerian contract law.

12.1 Dispute Resolution

In the event of any dispute, claim, or controversy arising from or relating to these Terms or your use of Scholar Naija, the parties agree to first attempt to resolve the matter amicably through good-faith negotiation. You may initiate this process by contacting us at legal@scholarnaija.com.ng with a written description of your complaint. We will respond within 14 business days.

If amicable resolution is not achieved within 60 days of the initial complaint, either party may elect to pursue the matter through binding arbitration under the Arbitration and Conciliation Act of Nigeria, with arbitration to be conducted in Lagos, Nigeria. The language of arbitration shall be English. The arbitrator's decision shall be final and binding on both parties.

Nothing in this clause shall prevent either party from seeking emergency injunctive or other equitable relief from a competent Nigerian court to prevent irreparable harm pending the resolution of any dispute.

Scholar Naija reserves the right to amend or replace these Terms at any time. We will provide notice of any material changes by:

• Updating this page with a new "Last Updated" date, prominently displayed at the top of the document.
• Sending a notification to registered account holders via email, where the changes are material.
• Displaying a notice on the Scholar Naija homepage or Dashboard for a period of at least 14 days following any material change.

Your continued use of the Platform following notification of any changes constitutes your binding acceptance of those changes. The most current version of these Terms is always available at scholarnaija.com.ng/terms.html. We recommend bookmarking this page and reviewing it periodically. If you disagree with any amendment to these Terms, your only remedy is to discontinue your use of the Platform and, where applicable, delete your account.